LIFE PROTECTION

There are many factors to consider when choosing a suitable life assurance or protection policy. What sort of cover do you need? Who is to be protected, and why? How much protection should you arrange? Do you need just basic life cover or should this be extended to include the diagnosis of a serious illness? And also, what about the tax implications?

We provide advice on all types of life protection – from protecting a mortgage in the event of death, family protection including spouses, partners and children, to using life protection for inheritance tax planning.

Our team of specialist advisers can assist in planning to safeguard your future against death, serious or critical illness, and accident, sickness or unemployment.

We have access to many life assurance providers, each having their own unique products, and at T&R we aim to tailor these products to your needs.

These include:

• Individual Life Insurance
• Family Income Benefit
• Severity based serious illness cover
• Critical Illness Cover
• Permanent Health Insurance
• Accident Sickness and Unemployment Benefit (‘ASU’ cover)
• Whole of Life

The Financial Services Authority does not regulate tax advice.

For expert advice, please contact Andy Wilson, Steve Straw, Sam Cawley, Elizabeth Hogan or Tim Ticehurst